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My Credit score is not yet built even when am using my credit card for more than 3 months
I have been using my credit card for more than 3 months (4.5 months exactly) but still my credit score is not yet built. I also have an auto loan and paid 4 months installment for that too.

My idea is that my credit score will be built once i get a credit like credit card or auto loan. Kindly suggest me whether it is as expected or something would have gone wrong with my credit history???

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