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My credit score is a 565, I got my 1st, it was $13,599
and it was a 3.5 year loan. I have paid it down to around $3,800 left. I am looking to get a loan from my credit union. I was wanting to get a $13,000 loan for a 2014-2015 Hyundai. Does this seem possible? The CU I bank with says for the "First time buyers" car loan, you need $1,000 down & Collateral insurance. I have been approved for a $300 RIGHT after I joined the credit union.

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