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changokill

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my credit score is 619 D:?!?
well my whole debt is about 3500 I would say. how can I raise my score?
should I pay off one by one to see difference ?
im only 19 D;

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19 and already in Debt.

Do Not make any Late Payments

Do Not Charge any more until you get the account under control.

MAKE more then the Min Payments ,  Double up or more on your payments.

You want to paydown the Accounts with the Higher APR Faster.

If you have a 0 APR account/CC  then make the Min for now and Pay down the others knowing you have to pay these off after the other ones.

Never Charge More then you can Pay off that month. NEVER EVER

Learn the Difference between WANTS and NEEDS.  Live within your income.

Open a Savings Account and Start Saving Money put 4 to 8% of your weekly take home pay into it each week never to be touched.  ( you will know when the time is right )

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thank you howie this helped me alot :D

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