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My credit score is 556-565
I was wondering...My credit score is a 565, I got my current car through a buy here-pay here, it was $13,599 and it was a 3,5 year loan. I have paid it down to around $3,800 left. I am looking to get a loan from my credit union. I was wanting to get a $13,000 loan for a 2014-2015 Hyundai Accent. Does this seem possible? The Credit Union I bank with says for the "First time buyers" car loan, you need $1,000 down and Collateral insurance (I have both). I have been approved for a $300 before RIGHT after I joined the credit union. I definitely want to know what I have in front of me, please & thanks.

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