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Question By
lenfor

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my credit score is 509 whwere ca I get a personal loan to pay off my debt

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Sorry, but that is a poor credit score so the likelihood of even getting a loan, let alone one at a decent rate, is slim to none. You are going to have to build your score and how to do so is covered in the articles on this site.  Please read them.  I did and now have a good score.  In the meantime, search for Dave Ramsey's site because he has some sensible ideas on how to best get debts repaid.

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That is a poor credit score and you will most likely not qualify for a personal loan. It also depends on what kind of debt you are trying to pay off. Is it credit card debt? If so, getting a personal loan could help pay them off, but you can't charge the cards up again or else it will hurt your score even worse than before because now you have incurred even more debt.

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