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my credit score hurt by dishonest service provider
I went to new doctor. He had his own lab and ran many tests. My primary and secondary insurance companies both refused to pay for some of them, saying they were medically unnecessary. I asked doctor's office why he had ordered the tests and they said doctor must have thought they were necessary. I said I would pay for them if he would tell me why the tests were necessary. Instead, he turned me over to a collection agency and I refused to pay. Now I have a "collection" on my credit report. What can I do?

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