Credit Advice

Have a question? Have advice to share? The combined knowledge and experience of everyone in the Credit Karma community can help you. Enter your question or help others below to get started!

Question

Posted in Credit Report
Profile Image

Question By
Budget16

0 Contributions
0 People Helped
My credit score for some reason lowered -13 points for an unknown reason? Why would it do that?
I have not applied for any credit cards, nor do I have any debt. I saw that a hard inquire was removed off my record, so I don't understand why it would be lower.

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW
All Responses

Results 1-3 of 3Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next
1 Contribution
0 People Helped

Score lower

Helpful to 0 out of 1 people

Mine just dropped 19 points last week?

I haven't done anything either! How can I see what it was?

1 Contribution
0 People Helped

Dispute

Helpful to 0 out of 2 people

How do I dispute a collection that should not have been sent to collections? Where do I go or whom do I call to have it removed?

Top Contributor
19 Contributions
26 People Helped

Helpful to 1 out of 6 people

The algorithm used to calculate credit scores is notoriously complex. It is difficult to pinpoint exactly what you did or didn't do to cause a fluctuation in your score.

You can read about some of the common factors of a lowered score here: https://www.creditkarma.com/article/MyScoreDroppedWhy

But the best thing that you can do is continue to monitor your credit and make responsible financial decisions to make sure you keep building a positive credit history.

Results 1-3 of 3Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW

Reply to this Question

Write your response:
Enter Your Comments

The Credit Advice pages of the Site may contain messages submitted by users over whom Credit Karma has no control. Credit Karma cannot guarantee the accuracy, integrity or quality of any such messages. Some users may post messages that are misleading, untrue or offensive. You must bear all risk associated with your use of the Credit Advice pages and should not rely on messages in making (or refraining from making) any specific financial or other decisions.