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Jpw74

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My credit score dropped 40 points after getting 2 cards to rebuild my credit (haven't used yet)!Why?

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Because those approvals resulted in hard credit pulls. Hard credit pulls result in a temp score drop. 2 new accounts lowers your average age of accounts. That will drop your score. These tend to be short terms drops. Good history with your new accounts will recover this drop & ideally inprove your score in time.

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