Credit Advice

Have a question? Have advice to share? The combined knowledge and experience of everyone in the Credit Karma community can help you. Enter your question or help others below to get started!

Question

Posted in Mortgage
Profile Image

Question By
alhadee

0 Contributions
0 People Helped
My credit report reflects this statement, "No payment history available this month."
I had a mortgage with a balloon payment that was due November 2014, but we settled for less than the balance due in March 2015. The mortgage company reported to the credit bureau that we were late 30 days twice, 60 days once, and 90 days twice. I requested that they remove the late payment history and they responded with my credit file will indicate, "No payment history available this month" from November to February. I am wonder how this will affect my credit because I have already taken a negative hit with the settlement for less than the balance owed.

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW
All Responses

Result 1-1 of 1Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next
Top Contributor
5038 Contributions
1136 People Helped

"No payment history available" is not a negative mark. If they are willing to replace the lates with this comment, then you win.

Result 1-1 of 1Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW

Reply to this Question

Write your response:
Enter Your Comments

The Credit Advice pages of the Site may contain messages submitted by users over whom Credit Karma has no control. Credit Karma cannot guarantee the accuracy, integrity or quality of any such messages. Some users may post messages that are misleading, untrue or offensive. You must bear all risk associated with your use of the Credit Advice pages and should not rely on messages in making (or refraining from making) any specific financial or other decisions.