Credit Advice

Have a question? Have advice to share? The combined knowledge and experience of everyone in the Credit Karma community can help you. Enter your question or help others below to get started!

Question

Posted in Credit Cards
Profile Image

Question By
formeoly

1 Contribution
4 People Helped
My credit report is showing 2open accounts but was included in a chapter 7, what should I do?
I filed a chapter 7 and I have 2 credit cards that shows open accounts. However, the status shows Chapter 7 bankruptcy. What should I do? Is this affecting my credit report still showing open with a $0 balance and no missing payment, but was included in BK?

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW
All Responses

Result 1-1 of 1Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next
Top Contributor
7367 Contributions
3809 People Helped
Most Helpful Response

It's the bankruptcy that hurts!!

Helpful to 1 out of 4 people

Those accounts will be listed for 7 years because they are part of your credit history.  But I can guarantee that the bankruptcy will be hurting your credit score for ten years after it was filed.  I do suggest reading the articles on this site so you can better understand how credit works and how to begin building a good credit score. That is a major purpose of Credit Karma. 

Result 1-1 of 1Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW

Reply to this Question

Write your response:
Enter Your Comments

The Credit Advice pages of the Site may contain messages submitted by users over whom Credit Karma has no control. Credit Karma cannot guarantee the accuracy, integrity or quality of any such messages. Some users may post messages that are misleading, untrue or offensive. You must bear all risk associated with your use of the Credit Advice pages and should not rely on messages in making (or refraining from making) any specific financial or other decisions.