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angelnina74

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My credit is 611, should I get a new credit card w an annual fee to help with my credit score?

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Your choice.  I, personally, do not like any annual fee credit cards when one can get decent ones with no annual fee.  Just takes a bit of work building up ones score.  Some things cannot be hurried because past history remains for 7 years.  I know because I've had a bankruptcy and had student loans in default so the building of credit score has taken a bit of time, and I do not have a card with an annual fee, either.

Top Contributor
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How many credit cards do you currently have? If you do not have any, then definitely get a card or even two cards. If you currently have 3 or more cards then my answer is no. If you hold less than 3 cards, go for it, even if it has to be secured. Credit cards are an absolute must to build credit at the fastest rate possible.

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