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somecreditman

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my closed account balance still shows in my credit report even tho I already paid to collector
I called macys/american express and they said that it will show "settled" but will always will show I owe the balance of $1234 because I didn't pay all the balance but a settlement.

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a

ll  informatiion oin that account is going to show for 7 years after it is paid/settled because that is the period of credit history potential credit grantors look at.

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