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Karisma68

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my bank wants to refi my home and pay off my car rather than a high % credit card? what do you think

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The bank knows what's best!!

Credit cards are just a means for buying a lot of junk without using cash, at least that's what far too many people do with them.

That the bank would prefer to refinance your home and pay off the car shows that they value real" property maore than transient pleasures.  If you get a lower interest rate to refinance your house and don't have the car payment, maybe that will free up additional money so you can npay off that high interest credit card.  Get all the information and give this proposal some serious thought. 

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