Credit Advice

Have a question? Have advice to share? The combined knowledge and experience of everyone in the Credit Karma community can help you. Enter your question or help others below to get started!

Question

Posted in Credit Scores
Profile Image

Question By
LibrarianLady3

0 Contributions
0 People Helped
My bank made a mistake...
I asked to extend my overdraft on checking account. Instead they mistakenly closed the account and the re-opened with the higher amount. Did think this affect my score?

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW
All Responses

Result 1-1 of 1Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next
Top Contributor
935 Contributions
132 People Helped

If it was a line of credit that they extended to you, this can count as a loan.  Normal overdraft protection would not be on your credit report.  Unless you used it and did not timely pay it back.  Perhaps they neglected to inform you that the account you had with limitations did not offer what you were looking for.   Often banks close and reopen accounts and treat as new accounts as you change features of an account.   Normally, this would not be a credit report item.   The only effect could have been a hard pullof your credit to see if they wanted to extend you that line of credit.   It doesn't sound like you bank truely explained what they were going to do and how it could affect you.

Result 1-1 of 1Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW

Reply to this Question

Write your response:
Enter Your Comments

The Credit Advice pages of the Site may contain messages submitted by users over whom Credit Karma has no control. Credit Karma cannot guarantee the accuracy, integrity or quality of any such messages. Some users may post messages that are misleading, untrue or offensive. You must bear all risk associated with your use of the Credit Advice pages and should not rely on messages in making (or refraining from making) any specific financial or other decisions.