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Posted in Auto Insurance
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Question By
Chicken72

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My auto insurance score dropped 57 points. If the negative hit is removed, will auto go back up?

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Top Contributor
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Fix it here

I’d like to share my story too. Just a few weeks ago i was homeless, i was jilted by my online lover. and he had robbed me of everything i had. By the time i realized i was being played, my credit score was already 458 , i had an eviction on my report and a large debt on my credit. I was on my way to the little corner behind the store where i normally sleep when i saw a fellow homeless person who i met some days ago and he was looking so changed and successful. I immediately began to beg him to tell me how he made it so fast and because i had told him my story when we previously met, he understood my problem and gave me the contact of the hacker that helped him. i contacted the programmer (ex FICO and Experian agent) and he fixed my credit, raised my credit score and cleared all negative listings on my credit in less than 9 days. I would have kept quiet about this, but i won't be able to forgive myself for not helping people who are in terrible conditions like i was. "gmorrison741 @ g m a i l . c o m" is the programmer's email address. I wish you good-luck. Y’all can thank me later. 

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Poor...Really?

On a scale of 150-950, I fail to understand how 821 is deemed "Poor".  I read the advice and how this supposedly works but the information is vague at best and unhelpful at worst.  Did this go down just because I obtained quotes from several insurers to see if I could find better coverage for the money I am spending?  I haven't filed a claim in over 3 years and my payments are always on time.  What gives????  Maybe this score is derived from age discrimination practices.

Reply by
Thomas14845

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Enter Your Reply:  I read the above and just a note.  I will be frank.  Currently my credit score is 776 +-.  However they often come back with not enough credit history.  Even through American Express indicates I have a history that began in 1989.  The reason I see is I worked for the government for many years and I had no actual life, I was not listed anywhere.  Nor did I use any of my credit cards from 1999 to 2010.  I reopened my credit profile in 2010  and that is what they see.  For the most part I have all of the recommended credit cards and auto loan.  Most of the time it is ok, but sometimes creditors who see the blank history.

Top Contributor
63 Contributions
36 People Helped

Helpful to 3 out of 9 people

The auto insurance score is useless in my opinion.  I have A+ credit and vantage scores, but my auto insurance score is poor.  Yet, the insurance company gives me extremely low rates so I don't think they use it. 

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auto insurance

Helpful to 0 out of 3 people

Why did my auto insurance drop 57 pts.? I changed insurance companies. I am paid up with them. I am really confused on this one. I owe no money to the other company.

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Helpful to 3 out of 12 people

Please read the articles (see left side of page) so you can learn about the scores and how to build and maintain a good credit score.  That is what this site is for.  It's an interactive, online educational tool for education on credit, which too many people do not understand. 

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