Credit Advice

Have a question? Have advice to share? The combined knowledge and experience of everyone in the Credit Karma community can help you. Enter your question or help others below to get started!

Question

Posted in Auto Insurance
Profile Image

Question By
Chicken72

0 Contributions
0 People Helped
My auto insurance score dropped 57 points. If the negative hit is removed, will auto go back up?

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW
All Responses

Results 1-4 of 4Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next
1 Contribution
0 People Helped

Poor...Really?

On a scale of 150-950, I fail to understand how 821 is deemed "Poor".  I read the advice and how this supposedly works but the information is vague at best and unhelpful at worst.  Did this go down just because I obtained quotes from several insurers to see if I could find better coverage for the money I am spending?  I haven't filed a claim in over 3 years and my payments are always on time.  What gives????  Maybe this score is derived from age discrimination practices.

Reply by
Thomas14845

1 Contribution
0 People Helped

Enter Your Reply:  I read the above and just a note.  I will be frank.  Currently my credit score is 776 +-.  However they often come back with not enough credit history.  Even through American Express indicates I have a history that began in 1989.  The reason I see is I worked for the government for many years and I had no actual life, I was not listed anywhere.  Nor did I use any of my credit cards from 1999 to 2010.  I reopened my credit profile in 2010  and that is what they see.  For the most part I have all of the recommended credit cards and auto loan.  Most of the time it is ok, but sometimes creditors who see the blank history.

Top Contributor
61 Contributions
36 People Helped

Helpful to 3 out of 9 people

The auto insurance score is useless in my opinion.  I have A+ credit and vantage scores, but my auto insurance score is poor.  Yet, the insurance company gives me extremely low rates so I don't think they use it. 

1 Contribution
0 People Helped

auto insurance

Helpful to 0 out of 3 people

Why did my auto insurance drop 57 pts.? I changed insurance companies. I am paid up with them. I am really confused on this one. I owe no money to the other company.

Top Contributor
7374 Contributions
3813 People Helped

Helpful to 3 out of 12 people

Please read the articles (see left side of page) so you can learn about the scores and how to build and maintain a good credit score.  That is what this site is for.  It's an interactive, online educational tool for education on credit, which too many people do not understand. 

Results 1-4 of 4Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW

Reply to this Question

Write your response:
Enter Your Comments

The Credit Advice pages of the Site may contain messages submitted by users over whom Credit Karma has no control. Credit Karma cannot guarantee the accuracy, integrity or quality of any such messages. Some users may post messages that are misleading, untrue or offensive. You must bear all risk associated with your use of the Credit Advice pages and should not rely on messages in making (or refraining from making) any specific financial or other decisions.