Credit Advice

Have a question? Have advice to share? The combined knowledge and experience of everyone in the Credit Karma community can help you. Enter your question or help others below to get started!

Question

Posted in Credit Cards
Profile Image

Question By
SWMBO2

0 Contributions
0 People Helped
My 3 CC have a $500. balance on 113,000 credit, but my score is a C. Why?
My credit score is almost 800, but this credit card mark of C is just ridiculous. We use our cards for many thousands of dollars per month and pay off each month, so why a low score?

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW
All Responses

Result 1-1 of 1Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next
Top Contributor
21 Contributions
28 People Helped

Dumb as it may seem... it is ....

A calculation Faux Pas.

If you were to raise that debt to $1130 or 1% you would be at an "A". But since you are under that 1% you basically fall in the 0% with in actuallity  0.44%

I know it does not make sense, but I did not write the software.

It is from a mathematics standpoint the only logical explanation. (Go buy an Xbox-one and 2 games and you should be at an "A')

Result 1-1 of 1Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW

Reply to this Question

Write your response:
Enter Your Comments

The Credit Advice pages of the Site may contain messages submitted by users over whom Credit Karma has no control. Credit Karma cannot guarantee the accuracy, integrity or quality of any such messages. Some users may post messages that are misleading, untrue or offensive. You must bear all risk associated with your use of the Credit Advice pages and should not rely on messages in making (or refraining from making) any specific financial or other decisions.