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tjohnson5778

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Merged Credit Pulls?
I completed an app with Comenity today which resulted in hard pull. Does Comenity use the same report if you submit an app the same day for different card. Shopping cart trick didn't work for me so I'd like to maximize this one inquiry.

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Top Contributor
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I am not sure, you could call them and ask, but be aware that some reps don't know the exact processes of companies they work for. I would call right away and ask, but in most cases I would always figure on a second hard inquiry to be safe.

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