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ZBluzman

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Medical Collections? Heart attack with no insurance in NM, no medicaid offered. why still on record?
No medicaid in NM, I couldn't work due to illegal alien attack, and was waiting for disability when I had a heart attack. I thought medicals could not effect your credit. They sure as hell are affecting Mine!, why?

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Top Contributor
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The idea that medical collections don't affect your credit isn't true even though many people spread the rumor. I think a lot of this stems from a new FICO scoring system that will put less penalty on medical collection, but there still would be penalty, most won't use this scoring system for a long time anyway. Right now as it stands, medical collections are collections just as any other collection. Some hospitals have programs for low-income and sometimes there are other programs to help low income uninsured, may be something to check into. If you can't afford to pay them, you will just have to let them age off your reports.

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