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kjunx36

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Me and my Wife would like to pay off our Credit Card Debt of $66,137. Please advise thanks

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What is your question?

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Me and my Wife would to pay off our Credit Card Debt of 66,137. Please advise thanks.

Credit Karma Team
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kjunx36, what kind of help do you need? To make payment arrangements, you'll want to contact your individual creditors directly. 

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For some good advice on how to make more effective payment arrangements, you might consider doing a search for Dave Ramsey.  You also might consider not charging anything so you can get the card paid in full.  That's a lot of debt to be carrying and a lot of interest to be paying.  Since we (fortunately) cannot see any of your information, we're doing the best we can to help you.

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It's all about budget.

If you can not pay off your debt, your living beyond your means. Get your debt in control.  Stop charging anything to those cards. its the only way to get it in check.  Literally to pay them off to ZERO before you ever charge anything to that card again.  

Credit cards need to be used the way they were intended. They are only a means of paying for things so you don't need to cary cash. Every time you use a card you should know how that debt is being paid for.  Is it a budgeted item? The only way to control debt is to budget for it.  

Dave Ramsey: Google him and wach, He has a lot of great ideas on controling your budget and living debt free. he believes in a debt free lifestyle.  I don't agree with him 100% though, I believe that the credit system can be a benifit.  It's knowing how to play the credit game. 

CK also some great info on here, Try reading the blogs and articles. A little education goes a long way. 

Good Luck 

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