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herbie923

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married, would like to know i can fill single.
can i file single with out hurting my wifes credit

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File what? Bankruptcy? If you are talking about bankrupcty, then no it will not hurt her credit, unless her name is on accounts that you are not going to pay off as the bankruptcy would only let you off the hook and not her and she would still be responsible if her name was on the accounts as a joint or cosigner and if you don't pay them then her credit would suffer. Long story short, credit is on an individual basis and does not combine with your spouse.

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If you are considering bankruptcy, consult with a bankruptcy attorney since there are far too many legal issues to consider.  Some of your property may be jointly owned, and those could not be included in bankruptcy in just your name.  If you live in a community property state, that creates a different scenario to deal with.  Usually the initial consult with a bankruptcy attorney is free, so that is something to consider.  Do not try doing this yourself, please!

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