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lewis78travis

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Loan and Payments Not showing on reports
I took out an auto loan 1 year and 1 month ago, through one of those buy-here-pay-here places and was told it would show on my credit and would help re-build my credit with on-time payments. I could have paid off the loan last year, but didn't b/c I wanted to rebuild my credit. Now here it is a year later and nothing is showing. I have never been late on payments, and the simulator suggest that having this loan on my credit would increase my score- a good thing since I am looking to buy a home. How can I get this information placed on my credit, not just from now until it's paid off, but also to show my on-time payment history for the past year?

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