Credit Advice

Have a question? Have advice to share? The combined knowledge and experience of everyone in the Credit Karma community can help you. Enter your question or help others below to get started!

Question

Posted in Bankruptcy
Profile Image

Question By
Melibar6

0 Contributions
0 People Helped
Late Payments while Collecting Payments from Trustee
I completed a Ch 13 Bankruptcy in September 2014. I have noticed that my creditors that were part of my plan were marking me late while collecting payments from the Trustee. Some of these accounts are also reporting as a Charge Off and Collection rather than in BK. Is this something that I can fight? I feel as though they should only be able to report BK and not ding me for everything at one time.

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW
All Responses

Result 1-1 of 1Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next
Top Contributor
7344 Contributions
3805 People Helped

Been there.

Usually, by the time one decides to file any form of bankruptcy, there are late or incomplete payments already on the reports and those are going to remain for 7 years.  The Chapter 13 is usually on the credit report for 7 years, also, as a matter of Public Record. Also, under a Chapter 13, the interest paid is less than that originally agreed upon when you opened the account.  BK trustees have numerous cases to handle so the payments are usually assigned a particular date by the trustee office to be sent to the creditors of all clients even though this might be considered late by the creditor.  It is just one of the things one must accept when filing bankruptcy.  I did that years ago.

Result 1-1 of 1Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW

Reply to this Question

Write your response:
Enter Your Comments

The Credit Advice pages of the Site may contain messages submitted by users over whom Credit Karma has no control. Credit Karma cannot guarantee the accuracy, integrity or quality of any such messages. Some users may post messages that are misleading, untrue or offensive. You must bear all risk associated with your use of the Credit Advice pages and should not rely on messages in making (or refraining from making) any specific financial or other decisions.