Credit Advice

Have a question? Have advice to share? The combined knowledge and experience of everyone in the Credit Karma community can help you. Enter your question or help others below to get started!

Question

Posted in Credit Cards
Profile Image

Question By
baxter12111

0 Contributions
0 People Helped
? Late payments
My credit report says I had 5 late payments to CB/DTYF.CM I have no idea what this is and do not remember being late for any payment!

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW
All Responses

Results 1-2 of 2Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next
Top Contributor
3051 Contributions
2786 People Helped

If you look at your credit report on the first screen, then click on their name, it should bring up who they are and their contact information.

Top Contributor
122 Contributions
304 People Helped

Late Payments

Dispute this with the creditor first. Pull your report and it will tell you in the grid under that creditor just which payments were allegedly late and in which month and year. It might be a simple matter of them making a mistake and they should be able to correct that with the credit bureau themselves. Be prepared to show proof to the creditor that the payments were made on time. If that fails, dispute the late payments with the credit bureaus but you will get much better results handling these yourself. If the creditor agrees and does not make the change, be sure to point that out to the bureaus. Good luck!

Results 1-2 of 2Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW

Reply to this Question

Write your response:
Enter Your Comments

The Credit Advice pages of the Site may contain messages submitted by users over whom Credit Karma has no control. Credit Karma cannot guarantee the accuracy, integrity or quality of any such messages. Some users may post messages that are misleading, untrue or offensive. You must bear all risk associated with your use of the Credit Advice pages and should not rely on messages in making (or refraining from making) any specific financial or other decisions.