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colormusic7

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laid off: accrued debt
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I was laid off in 2015...in order to survive i was not able to pay my credit debt....i reached out to some lenders and they were not willing to work with me. now i have debts in collection. I am employed now thank goodness...but if I pay the collection debt off...will my score go back up? I am desperate to get my score back to where it was. Any advice?

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