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Kind of new to the whole credit fixing
I don't have a lot of money and I want to build my credit up. I have​ one collector after me from three years ago when my wife and i lost our apt. I don't have the money to pay the full 2200. Is there a way to start a payment plan...
I was also wondering if you can fix your credit using a bank and how that works if so. Also what other ways can I build my credit without a credit card.

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