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64jo

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just paided a credit card debit off how do i clear it off my credit?

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Without more details that question can have multiple answers, I have three of them for you. If you recently paid off your credit card balance and are wondering when it will reflect as paid off on your credit report, that depends on the credit card servicer, but what you can generally expect is you will need to wait until the next bill issues to reflect the payment in full, then about 2 weeks after that for the company to report it to the credit reporting agencies, so normally about 3 weeks or so if you mad the payment on the due date, if you made it well in advance of the due date it could take longer since your next bill does not generate until a few days after your due date.

Second scenrario, if you paid off the balance and closed the credit card and are asking when the card will be removed from your credit, it will report as closed in about the same time frame as above; however it will sill remain on your credit as a closed account for 7 years. Which this listing is not harmful to your credit except that your credit lin will be lower, and after 7 years when it falls off your average age of accounts will drop.

If the credit card was in collections and reported as deliquent and closed, and you paid it off, it will be reported to your credit as paid in full whenever the collector reports it. It will remain on your credit for 7 years as well but will be harmful to your credit score. You will have to work with whoever reported the deliquency to see if they are willing to remove it as a goodwill gesture (but it is not guaranteed they will.

I'm not sure which of those scenarios apply to your situation or if any do at all, but that is the best i can do without further information. Hope it helps!

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