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lndcruser987

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Just filed a Chapter 13 how long before I can start builing my credit back?
it has been about 6 months

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A Chapter 13 takes 3-5 years to pay off and during this time (unless the rules have changed since I did mine 20 years ago) you have to kget permission from the trustee before being able to open any new credit accounts.  Finish the repayment program, practice smart money management, then work on building credit.

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