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brh0311

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Judgement from LVNV collection agency
I have a judgement that is 6 1/2 years old from LVNV. I have never been contacted about this judgement and assume it is from an old Sears card from 10+ years ago. Should I contact LVNV? Should I wait for it fall off my report in August before applying for a mortgage? I am not able to pay the amount of the judgement (which is significantly more than the original debt), but I have no records from that credit card because I haven't used it in over 10 years.

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