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Question By
Gdstopper

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I've been an authorized user on a credit card for 2 months now, why is it not on my report?

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Top Contributor
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When you are added as an authorized user to another persons account, they credit card company does not routinely ask for the social security number.   If you live at a different address from the account holder, it is possible that the credit bureau is not able to reference you.   They would be lookin for your name at the other address.  The account holder should advise the credit card company of your correct address and/or supply them with your social security number so that it can be properly associated with your credit report.   It is also possible that the authorized user status has not yet been reported to the credit bureau.  Has the account holder received the credit card with your name on it?  The account holder will have to contact his credit card company to determine if they have started or if they will be reporting this on your credit report.

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