Credit Advice

Have a question? Have advice to share? The combined knowledge and experience of everyone in the Credit Karma community can help you. Enter your question or help others below to get started!

Question

Posted in Credit Cards
Profile Image

Question By
EJaeger

2 Contributions
1 Person Helped
I've 9 cards,to get higher score, should I use all of them a few dollars each month and pay off?
I have many cards and I can handle them very well, never carried any balance in all of them. I'm wondering which case is better for my score?
Case1: use all of them each month, pay off as usual, total utilization ration is still <20%.
Case2: use some of them each month, pay off as usual, total utilization ration is still <20%.

Thank you for your response.

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW

Reply to this Question

Write your response:
Enter Your Comments

The Credit Advice pages of the Site may contain messages submitted by users over whom Credit Karma has no control. Credit Karma cannot guarantee the accuracy, integrity or quality of any such messages. Some users may post messages that are misleading, untrue or offensive. You must bear all risk associated with your use of the Credit Advice pages and should not rely on messages in making (or refraining from making) any specific financial or other decisions.