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ernie53

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It states I have 20 credit cards! I have many less. What should I do?

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What is "IT"? Is it stated on your actual credit report of said w0 credit cards or some entities like Credit Karma said you have 20 credit cards? If it's on your credit report then it shouldn't be very hard to proceed, call each credit card issuer and find out whatever you want to know.

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The reports will show cards you used to have but have since closed - have you checked against that possibility?

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