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jayZ92

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It says i have no credit report, how can i get one started?
How can i build up or open up credit accounts?
This is what credit karma says: It looks like we were unable to find a credit report matching the details you provided. If you do not have any credit accounts, or have only recently opened new credit accounts, your credit information may not be established with the credit bureau yet. You won’t be able to access your information using Credit Karma until you have established a credit report.

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Top Contributor
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First of all, contact each CRA directly (or use the Annual Credit Report site) and pull your own reports to verify.

To establish a credit report you have have credit accounts that report to the CRA's.  If you don't have any then you may need to start with a secured credit card.

Top Contributor
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You start by READING. Read everything that you can on how to build credit, there is a lot of info on this site and across the web, enough information that you can become a credit expert. Once you have some reading under your belt, then apply for a Secured credit card and start with that. Usually Capital One is a good lender to apply with for those with less than good credit.

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