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Hottamale1975

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Is there a limit on how long collector's can come after you for payment.
There is debts on my credit from at least 18 years ago.

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Top Contributor
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YES!!!

It varies by state.  Search for Statute of Limitations for Collections and find out what it is for your state.  The last payment made date is the key to determining when the SOL began.  If the SOL has passed on any debt, collectors cannot continue collection attempts.

Top Contributor
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What kind of debt is it? If it is money owed to the government they can come after you forever or until it is paid. For most debt, they can only use the court system for so long to collect a debt, but they can still come after you, but that is where a "Cease & Desist Letter" will come into play. Most negative debts can only be reported for seven years on your reports. Ask a new question and let us know what kind of debt it is.

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