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Question By
mbocek

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is my credit score estimated or actual on credit karma?
I recently had a credit check for a resident application & my FICO score is much different than credit score on this web site. why the difference.

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Top Contributor
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Because they Are.

Rant Mode On.

Is is really that hard to understand?   Do people bother to read anything?    

CREDIT KARMA DOES NOT SUPPLY ANY FICO SCORES! ! ! ! 

They Never Have!

First of this Year they changed the Credit Score they did supply ( NEW Account Score )  AGAIN NOT A FICO SCORE!   and Started to supply the Vantage Credit Score 3.0 Credit Score.    Again NOT A FICO SCORE.

Why are the shoes that Nike and Adidas make not the same?  

Come on People READ and Educate yourself. 

Rant Mode off.

Because they are Different Credit Score Models thats why.

Top Contributor
5038 Contributions
1136 People Helped

With a little bit of reading you would find that Credit Karma does not provide FICO scores, they provide Vantage. There are many different places that you can get "credit scores" from, but you always must investigate on your own just what kind of credit score that it is.

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