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Girlpoppie

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Is my credit bad?

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It depends on what your credit score is. You didn't tell us what your credit score is, but use this as a guide...

TransRisk Score (FICO also uses the range of 300-850)

750-850 Excellent

701-749 Good

640-700 Fair

550-639 Poor

300-549 Very Poor

Vantage Score

990 - 901 Excellent (A)

900 - 801 Good (B)

800 - 701 Fair (C)

700 - 601 Poor (D)

600 - 501 Very Poor (F)

Top Contributor
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3805 People Helped

We can't see it, so only you can tell by what is shown on this site under "my finances." 

I hope you doi an annual check of your credit reports and dispute the erroneous entries (TRUE errors, not negatives that ARE yours).  If not, go to annualcreditreport.com, get copies of all 3 credit reports and give them a thorough evaluation, disputing errors with the credit bureau showing them.

Utilize the financial tools on this site to help improve your score and check out the articles to find more information on improving your financial position. 

Hope this helps.

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