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Posted in Auto Loans
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Question By
jwilder0731

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Is it possible to get this derogatory mark off without having to wait 7 years.
My car was totaled and my insurance didn't cover the whole amount of what i owed and i couldn't pay off the 2,000. So they charged it as a write off.

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Try these guys 1  877  235  0324  Credit Pros. They can help with getting the negative items off early. Also you may want to purchace "gap" insurance the next time you buy a vehicle. The will cover the cost of the entire loan.....

Top Contributor
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84 People Helped

Do not believe that anyone can get any negative off your report!  They can try, but so can you. You dispute it to each CR agency it appears on (equifax, etc) and hope the company does not respond in alotted time or does not have suporting documents anymore. Read on this site and you can find templates for disputes.

This is all you will pay someone to do, and hope.  If you notice redguy goes around posting the same thing, I am not sure if he works for credit pros or what.

Instead of gap insurance, just save enough for about 20% downpayment and savev yourself the additional cost. But if you can not save, and if you want to add cost to the vehicle then gap is smart.

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