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hejumps

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Is it legal for other creditors to continue to purchase delinquent account that over seven years old
account has been in bureau over 14 years, due to other creaditors purchasing it. It should have already rolled off my credit.

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Depends on the debt.  If it is credit cards, get copies of your three regular credit reports to see when the drop-off date is.  If they do not show, then they are no longer collectable.  If they still show, do a search online for the Statute of Limitations for collections and see what it is for your state.  If the debts are past that age, they are not coillectable.

There are some collection agencies that buy out of statute debts and attempt to collect on them, hoping the debtor doesn't know they have rights under the law. It's legal, but morally unethical.

Some debts such as student loans or back child support will remain on reports and is collectable until paid in full.

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