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hombre5

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Is it healty to have a credit card with a poor credit?

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credit card with poor credit

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there is never a problem having a credit card reguardless of your credit score. If you use it responsably it will help improve your credit scores. The big thing is not to use more then 20% of the cards limit. As en example i keep a credit card i use only for gas each month, it has a 700 dollar limit and i use about 600 dollars evey month on it , i pay it every week and never let the balance go over 200 dollars. at the end of each cycle ( when it reports ) i make sure the balance is less then 50 bucks. Credit card usage is a credit score killer if you don;t keep it low.

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