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gwiliker

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is it better to cancel a card first? before activating an additional one?
or better to activate one then cancel one?

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Don't cancel any!

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If you had read the information on this site, you would know that the more credit you have, the better your score.  So, who would cancel a credit card?  A credit dummy.  If you would like lower interest rates when you borrow and a higher credit limit resulting in a higher score, or if you would eventually like to buy a house,get smart and pay attention to the articles and financial tools on this site. 

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