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karentherealtor

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Is it better for a credit score to pay off balances each month, or to leave a balance on them?

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Top Contributor
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It makes better financial sense to pay them in full.  Paying interest is wasted money. The only exception to that is a mortgage payment, where you file long form and deduct it from your taxes. Use your credit cards for the rewards, and never charge more than you can comfortably pay in full.

Top Contributor
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As already said, no need to carry a balance over, so get those cards paid off in full every month to avoid paying interest.

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