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Is it best to pay off my late balances in one payment or a couple?
Would the best course of action to take to fix my poor credit be to pay off my late balances on closed credit cards or by payment?

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Top Contributor
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any time you can pay off any

balance, specially a late balance it is to your benifit.  making payments will only extend the length of time the late payments will effect your score.

there are other factors to consider as well. The length of time since last contact and the total amount due some times warrant making payments. 

Goog luck

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