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jamaican69

16 Contributions
40 People Helped
is it best to keep my credit cards at 0% utilization to get my score up

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Top Contributor
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I have 12 Credit Cards,   10 are at 0 all the time.

1 gets a monthly charge from Netflix  the other I use from time to time but make payments thru the month as I use it.

SO....

I vote to pay off your Credit cards Every month in FULL!.  If you can't do that then you don't need to buy what ever it is.

Top Contributor
16 Contributions
40 People Helped

sould not call them

i can the collection agency and the rewopen my old account i didnt know that they could do that whats the next step for me now what sould i do any help

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