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FUNNYCAR7756

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Is it bad to never charge anything on my credit card

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You should use a credit card for at least a small purchase every month to show "revolving activity" on your credit reports. You should still pay it off before the due date, there is no need to carry a balance over to the next month. Also, if a card is not used for a very long time, credit card companies will sometimes reduce the limit on the card or close it, but that would be if there was no activity for a long time, like a year or so.

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