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notsho

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is it bad to have 4 c.c.?
i have 3 c.c. 1 paid off,i was going to apply for anther1 @ 0% apr for 18 mnths& consolidate the other2 so i can pay them off interest free is that ok?

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There is no magic number of credit cards you should or should not have.  It all depends on your overall utilization, mix of credit and other things.  I think taking the 0% offer is a good idea, but your credit score will take a dip in the beginning because it is a new account and because of the credit inquiry.  However, over time your score will go back up as you get a good history of payments with the new card.  To learn more about credit scores, visit www.myfico.com.  More info on everything credit related: www.credit.about.com.  Best of luck!

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