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lizjane420chick

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is it bad to apply for a new card right after my score goes up
do i need to wait to apply for a new card if my score just went up

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A new credit application will result in a hard inquiry pulled by the creditor. A hard pull most likely will cost you 3 to 10 points to your credit score. If you are not applying a mortgage soon, don't pay too much attention to your credit score unless your score is way too low. There are many signup bonus deals on credit card floating around which rewards you as much as $500. It is definitely worth 3 to 10 points of your credit score. Remember, do not apply for a new card if you don't even think you will be approved and waste a hard pull, however.

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