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jejonesmat42

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is it a good idea to pay off loans early

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Regarding your credit scores it is NOT A GOOD IDEA. In regards to saving money, then yes it would be a good idea. Take the time to do the required reading to understand credit, your future self will thank you. Keep in mind that your overall credit profile will have a lot to do with your decision, meaning if you have a bunch of accounts, then closing one doesn't hurt as bad as if you have only a few accounts. Do some reading before you take any action. Hours of reading now are better than years of regret later.

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