Credit Advice

Have a question? Have advice to share? The combined knowledge and experience of everyone in the Credit Karma community can help you. Enter your question or help others below to get started!

Question

Posted in Paying Your Bills
Profile Image

Question By
pscglenn

0 Contributions
0 People Helped
Is it a good idea to pay off a bill in collections or let it go
I have 8 bills in collection all from the same collection company, I am not disputing that I owe them just the fact that I was never sent anything prior to them showing up on my credit reports. I have called and they will not do a Pay for delete. All these bills are co-pays from 2012. My big question is since they are so new would I be better off paying each of them in full and would that hurt or help my credit score and once they show paid can I then challenge them in hopes they get deleted. Credit Management Company out of Pittsburgh is a real nightmare to deal with and the original creditor is not willing to help either. Please offer some good strong advice on what would be the proper way to handle this situation.

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW
All Responses

Result 1-1 of 1Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next
Top Contributor
7362 Contributions
3808 People Helped

They're likely not yours!!

Go to freeannualreport.com and get all 3 credit reports (Experian, Equifax, Transunion) and go over them thoroughly.  Anythinbg you know or have any doubts about being yours, you'll want to file disputes with the credit bureau reporting that item.  They'll have to investigate and either verify or remove.

NEVER just pay something because it's on your credit report, because you'd be paying someone else's debt and they sure wouldn't be paying yours, would they?

Make checking your credit reports an annual ritual so that everything on the reports will be true and accurate.

Result 1-1 of 1Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW

Reply to this Question

Write your response:
Enter Your Comments

The Credit Advice pages of the Site may contain messages submitted by users over whom Credit Karma has no control. Credit Karma cannot guarantee the accuracy, integrity or quality of any such messages. Some users may post messages that are misleading, untrue or offensive. You must bear all risk associated with your use of the Credit Advice pages and should not rely on messages in making (or refraining from making) any specific financial or other decisions.