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ContagiousSmile

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Is it a good idea?
Two pay down smaller cards first since the two I have are around $300 balance while trying to pay down the other with a $1000 due to trying to rebuild my credit

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That would depend on your short term goals.  If it is only to rebuild credit in the long run I would say you need to pay the most on the higher interest rate card.  This avoids you paying more in interest.  Some experts would say it depends on your personality also. if you can make yourself feel better by paying off a smaller one then take ALL the money you were paying them and apply to the larger, they claim that you can help yourself achieve your goals in smaller steps.  Personally I hate spending money for nothing so always went with paying the higher interest rate cards as a priority.

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