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AJLopez5200

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is credit karma accurate?
I've never checked my credit score and im curious as to how accurate credir karma is and also how it works?

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Ok

Hopefully I get answers

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Not really

CK score is an "educational one" it will NOT match what the three other bureaus show. If you want to get your real credit scores, you should check with each bureau separately, besides, if you have never checked your credit you really should. You never know what might be on there that is wrong. You can do it for free once a year, just google each bureau Transunion, Experian, and Equifax and you can order online from their respective sites.

CK IS good for a general monitoring of your credit, they will send you free alerts if anything changes on your transunion report. Under the article section is good info for understanding how credit works and some of the tools like the credit score simulator lets you see potentially how changes to your credit situation could effect your score. This is all free, so it is worthwhile to use but you WILL find a difference between what the bureaus report and what CK says.

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