Credit Advice

Have a question? Have advice to share? The combined knowledge and experience of everyone in the Credit Karma community can help you. Enter your question or help others below to get started!

Question

Posted in Credit Report
Profile Image

Question By
Galos

3 Contributions
0 People Helped
Is CK report same as the regular credit report?
My current score is 750 because unpaid accounts were removed due to the SOL. However, when I click on Credit Report/Collections/Removed Accounts on CK, the original amount owed to each credit card Co. is clearly displayed!. Can some tell me whether I am I the only one who can see this information, or is it part of my credit report (most ) for any inquirer to view?

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW
All Responses

Results 1-2 of 2Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next
Top Contributor
5038 Contributions
1134 People Helped
Most Helpful Response

Helpful to 1 out of 1 people

"Removed Accounts" is a Credit Karma thing. "Removed Accounts" do not appear on your actual credit reports.

Reply by
Galos

3 Contributions
0 People Helped

Thanks! Which makes sense, because someone running my credit report viewing my 750 Score AND unpaid accounts which were removed do not seem to jibe very well... 

Top Contributor
30 Contributions
65 People Helped

Credit Karma

Helpful to 0 out of 1 people

Credit Karma is a free site that provides information as it comes available to them.  It is NOT your official credit report, however, it is accurate most of the time.  If you are seeing something on your credit karma report that should not be there, you should request a copy of your annual free credit report.  If it is on that report, then you need to look at disputing inaccurate information.  Credit Karma is a tool to alert you to things on your report, however, it is not an official credit report.

If accounts are showing balances on your actual credit report, then any lender who pulls your report can see them.

Reply by
Galos

3 Contributions
0 People Helped

I have the feeling your are answering another question, unrelated to mine.

Results 1-2 of 2Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW

Reply to this Question

Write your response:
Enter Your Comments

The Credit Advice pages of the Site may contain messages submitted by users over whom Credit Karma has no control. Credit Karma cannot guarantee the accuracy, integrity or quality of any such messages. Some users may post messages that are misleading, untrue or offensive. You must bear all risk associated with your use of the Credit Advice pages and should not rely on messages in making (or refraining from making) any specific financial or other decisions.